Kissht app offers quick personal loans, online shopping loans, and revolving credit lines starting at Rs. 10,000/- to Rs. Based on your credit score, 1,00,000. You can get affordable interest rates on credit loans, with APRs ranging from 14% to 28% per year and loan tenures ranging from 3 to 24 Months.
India’s fastest credit loan app, Kissht, allows you to get EMI with no credit card online for your favourite products. You can also apply for a revolving credit line Fast Cash loan at a low-interest rate and zero collateral.
All credit loans approved and sent to users by NBFCs that are registered with RBI.
Personal loan or line of credit for salaried or self-employed individuals over 21 years old. For quick credit approval, minimum salary is Rs12,000 per monthly
Personal Loans Available by Kissht Loan App
1. Online Shopping Purchase Loan
Flipkart, Amazon and Samsung are our partners. Get EMIs for online shopping and finance shopping vouchers with India’s fastest shopping loan app. You can pay in between 3 and 24 months, and the APR is between 14% to 24%.
2. Get a quick personal loan for salaried and self-employed people
The Kissht loan app provides quick personal loans to salaried and small-business loans for the self-employed. The credit amount is from Rs. Based on credit score, the APR ranges between 16% to 26%. The tenure is 3 to 15 months.
3. Revolving credit line up to 2 years
India’s fastest credit-line app, Kissht, is also available. This is a revolving credit facility that allows customers to repay and reuse credit lines for the next two years.
Customers can also pay on time. In order to encourage credit behavior, customers are offered reduced fees and waivers on instalments if they make timely repayments.
Revolving credit lines up to Rs. 30,000 are available to customers. 30,000 The APR ranges from 20% to 28%.
*Interest rate varies depending on the customer’s risk profile
Example of EMI, Fees and Interest Rates for Quick Credit Products offered by Kissht Loan App
1. Get a quick personal loan
For a term of 12 months, a salaried customer (low risk) can get a personal loan for Rs30,000 at 18% interest with a Rs750 processing fee. The APR is 22.91%.
The loan amount is Rs30,000. Interest rate: 18% per year; Tenure: 12 Months
Interest payable: Rs 3,005
EMI: Rs 2,750 per Month
Customer purchasing OnePlus 8T at Rs. 48,000 with a 20% interest rate. A 15-month term. Processing fee: Rs.1,200. EMI amount Rs. 3643 per month. APR is 24.03%
3. Revolving Credit Line:
Good self-employed customers can get a credit line of Rs. For a 2 year period, the maximum credit limit is Rs.25,000 The total fees for a period of 2 years (includes processing fee and one-time initiator fee) is 9%. The annual interest rate is 18%. The APR on the revolving credit line is 27.54%
Steps to apply online for a personal loan or credit line
1. Applicant for Install Kissht Loan
2. 2. Register with your mobile number and agree to basic permissions
3. Send KYC documents to instant credit eligibility checks
5. Receive instant approval for a loan and money transferred to your bank account
Why choose Kissht App for a Quick Personal Loan or Line of Credit
Approval by RBI-registered RBI-registered NFCs
Processing fees and low-interest rates
Low-cost EMIs with convenient repayment options
In 5 minutes, you can apply online for a personal loan
Credit card and collateral are not required
Repayments are easy with UPI, Debit Card and Bank Transfer