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Fido Micro Credit App Story
In want of micro-loans to develop your corporation or pay charges?
Be part of tens of millions of happy Fido clients and get entry to quick loans proper into your cell cash pockets.
Licensed by the Financial institution of Ghana.
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Why get a Fido mortgage?
đź‘Ť Apply in your telephone; anytime, anyplace.
đź‘Ť Obtain a mortgage request determination inside minutes.
đź‘Ť No hidden charges, all prices are displayed within the app.
đź‘Ť No paperwork, No ready in financial institution queues.
đź‘Ť No collateral & No guarantor.
đź‘Ť Cash is disbursed immediately.
What do you get with Fido?
âś“ Obtain as much as GHS200 to your first mortgage and repay between 10 and 33 days
âś“ Your mortgage quantity is elevated each time you repay on time, as much as a most of GHS1,000 with a most of three months reimbursement interval
✓ Because the mortgage will increase, we lower the rate of interest and provide installment choices
âś“ Rate of interest and complete quantity to repay are displayed within the app
What do it is advisable to apply?
✓ A sound ID (Voter’s ID, NHIS card, Driver’s license & Passport)
âś“ A cell cash account registered in your individual title
âś“ We settle for MTN, AirtelTigo & Vodafone cell cash wallets
âś“ Be a resident of Ghana, over 18 years of age
Easy methods to Apply?
âś“ Obtain the app and fill in your particulars solely as soon as. For subsequent purposes, you solely want to substantiate your particulars
âś“ Obtain a direct mortgage determination
âś“ If permitted, you’ll obtain the cash immediately into your cell cash account
Easy methods to repay?
âś“ If you happen to owe, log into the FIDO app, choose the ‘Make a Cost’ button and comply with prompts.
âś“ For different choices like utilizing the MTN, AirtelTigo cost menu, discover the reimbursement course of within the cell app assist part.
âś“ Repay on time and be eligible to take one other mortgage.
Dos and Don’ts- Fido Mortgage Software Don’ts
âś“Don’t use a cell cash quantity that doesn’t belong to you.
✓Don’t use somebody’s ID card.
âś“Don’t use names that aren’t on the ID card or shorten it (Ex. Don’t write Abiba❌ if the title in your ID is Abibatuâś”)
✓Don’t use an ID card that has spelling errors or the fallacious date of start. Contact your service supplier to right the error earlier than making use of once more.
✓Don’t apply for another person.
Dos
âś“Make sure that you sort your right ID quantity
âś“Make sure that you sort the cell cash quantity accurately
✓Make sure that the date of start you choose is right, and it’s the identical because the date of start on the ID
âś“Make sure that there are not any errors with the title and date of start on the ID card you wish to use for the appliance
âś“Guarantee to repay your mortgage on time to proceed doing enterprise with Fido
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Fido Micro Credit score (Fido) is a licensed monetary establishment by the Financial institution of Ghana, offering credit score to eligible debtors, particularly SMEs in Ghana.
Versatile reimbursement phrases are chosen by the applicant. The phrases range between 10 and 90 days, payable in a single or a number of installments, relying on eligibility. The loans are meant to help micro-entrepreneurs with working capital to develop their companies, and to not service long-term debt obligations.
Most Annual Proportion Charge (APR) is 71%. That is based mostly on an curiosity set to 0.266% per day and reduces with good reimbursement conduct. The charge per mortgage is GHS 14.
Consultant Instance:
A borrower might take as much as GHS1,000 to be repaid in 3 month-to-month installments, with declining principal, at a charge of 0.266% curiosity per day.
The consultant Annual Proportion Charge (APR) for such mortgage, together with all curiosity and charge prices, is 71%. Nonetheless, this charge is for reference solely. Fido loans will not be repaid yearly and don’t compound curiosity and will not be eligible for extension or refinancing past the said time period.
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Contact us on 0242436885 or www.fidocredit.com for extra particulars
You will be assured of information privateness with Fido
 Fido Micro Credit v3.3.1.2 (Unlimited Cash) Free For Android
