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Kosh Microfinance Loan App Personal
Kosh is a Mortgage App the place you may get private mortgage upto Rs 2 Lakh as Direct Money switch in Teams of at-least 3 Individuals.
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Vital Issues to Notice About Kosh Mortgage App
Mortgage Quantity: Rs 20,000 to Rs 2,00,000
Minimal Annual Share Fee (APR): 24%
Most APR: 33% (decreasing steadiness)
Minimal compensation interval: 3 months
Most compensation interval: 10 months
Processing Charges: 2% (Max ₹2000 incl GST)
Prepayment Charges: Nil
Late Price – In case overdues exceed 30 days, you may be charged 2% of excellent steadiness. Your financial institution might also levy costs in case of a bounce.
A consultant instance of the entire price of the mortgage
✔ Quantity Borrowed (Principal) = ₹20000/-
✔ Curiosity Fee (APR) = 18% – 33%
✔ Tenure = 10 months
✔ Processing Price = ₹400
✔ Quantity disbursed = ₹19,600
✔ Your EMI quantity = ₹2315 (pattern month-to-month fee primarily based on PMT methodology)
✔ Curiosity quantity = ₹2315 x 10 – ₹20000 = ₹3150 (pattern curiosity calculation)
✔ Complete Value of Mortgage (Together with all relevant charges) = Processing Price + Curiosity Quantity + Principal = ₹400 + ₹3150 + ₹20000 = ₹23550
Features
Options
1. Upto Rs 2,00,000 restrict
2. Instantaneous cash switch to checking account
4. 100% paperless course of
5. Minimal documentation.
6. Versatile mortgage and EMI quantity choices
7. Instantaneous eligibility test
Eligibility
1. Indian citizen
2. Age above 20 years
3. Age beneath 65 Years
Paperwork requirement
1. PAN quantity
2. Aadhaar quantity
3. Wage Slip / Employment Id
How you can apply
1. Set up Kosh App
2. Register utilizing your cellular quantity
3. Add your group members for Group Mortgage
4. Fill your fundamental particulars to test your mortgage eligibility
5. Select the mortgage and EMI quantity of your alternative
6. Full the KYC with selfie and Aadhaar
7. Enter financial institution particulars for cash switch
7. Mortgage Authorised and Disbursed
Attain us at [email protected] for any of your queries. Or name at 8826790791
Operational Cities
• Delhi NCR: New Delhi, Gurgaon, Noida, Larger Noida, Faridabad
• Himachal Pradesh: Shimla, Baddi, Parwanoo, Solan
• Haryana: Chandigarh, Karnal, Panipat, Ambala, Sonipat, Kundli
• Punjab: Amritsar, Ludhiana, Jalandhar, Mohali, Ropar, Bathinda, Fatehgarh Sahib
• Rajasthan: Kota, Jaipur, Udaipur, Jodhpur, Neemrana
• Uttar Pradesh: Mathura, Meerut, Agra
• Uttarakhand: Haldwani, Haridwar
• Madhya Pradesh: Jabalpur, Indore, Allahabad
• Gujarat: Ahmedabad, Vadodara, Valsad
Mortgage In opposition to Property
Apply for mortgage in opposition to property from Kosh. Seamless course of.
Mortgage Knowledge Safety
Your knowledge is transferred over a safe HTTPS connection, and we don’t share it with anybody with out your consent. All of the transactions are secured by way of a 128-bit SSL encryption.
Our app requires some permissions to supply you a mortgage in a quick and straightforward method. We want entry to your Consumer Account knowledge corresponding to title and e mail to auto fill your software and aid you login.
We additionally want entry to your monetary sms to complement credit score profile, auto learn otp and provides one of the best on the spot private mortgage.
We want entry to your location to confirm your handle. We require permission to entry your contacts to get references to your mortgage software.
For straightforward add of paperwork within the app, we require entry to Digicam and Photograph Gallery. We additionally want entry to your system data to stop misuse by some other particular person.
Premium MOD APK
Kosh Microfinance Loan App Personal v1.8.9 (Unlimited Money) Free For Android
